Pradhan Mantri Jan Dhan Yojana (PMJDY) :-
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| PMJDY launching ceremony |
such as savings account, repayments, insurance, and pension facilities.
THE MAIN AIM OF THE SCHEME:-
Jan Dhan Yojana is for those whose income is low and which can save a small amount.
People can use new technology at a lower cost know a day's.
About PMJDY (Pradhan Mantri Jan Dhan Yojana):-
This is a national mission which is being implemented to make all the people of the country financially.
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| Family Members opening the PMJDY ACCOUNT |
Under this scheme, every family should have at least one bank account to avail the services of the bank.
ARE YOU WILLING TO OPEAN THE ACCOUNT
Anyone who opens this Jan Dhan account will be given a Rupay debit card. After this, they are given accidental insurance of Rs 1 lakh.
The account holder who opens his bank account under this scheme, the benefits of the government scheme are directly linked to their account.
This means that every citizen of the government will get a direct benefit of the scheme. Government's Direct Benefit Transfer Scheme is encouraged and each citizen can take advantage of the Government Scheme.
Documents required for PMJDY :-
You will have to submit documents according to the rules prescribed by KYC.
1- Passport
2- Driving License
3- PAN Card
4- Election Card
5- Job Card
6- Aadhaar Card issued by UIDAI
7- Identity card issues by Centers
Benefits of Pradhan Mantri Jan Dhan Yojana
- Interest
- Accidental insurance
- Zero balance account
- Life insurance
- Easy transfer of money
- Direct Benefit of Government Scheme
- Pension Scheme
- Overdraft facility
Interest
Under the Pradhan Mantri Jan Dhan Yojana, the bank gives interest to the money that is deposited in the bank's savings account.
Accidental insurance
Those bank accounts opened under this scheme, they get the benefit of accidental insurance up to Rs 1 lakh free of cost.
But they can claim accidental insurance only if there is a financial or non-financial financial transaction in the insured bank, then they can claim it.
Zero Balance Account
Under this scheme you do not need the money to open a bank account.
You can also open an account without money.
Life insurance
This scheme also gives life insurance and it gets to the account holder.
This life insurance is 30,000 rupees.
A simple change of money
Through this account, you can easily convert money from one place to another.
Direct Benefit of Government SchemeYou will have to submit documents according to the rules prescribed by KYC.
1- Passport
2- Driving License
3- PAN Card
4- Election Card
5- Job Card
6- Aadhaar Card issued by UIDAI
7- Identity card issues by Centers
Benefits of Pradhan Mantri Jan Dhan Yojana
- Interest
- Accidental insurance
- Zero balance account
- Life insurance
- Easy transfer of money
- Direct Benefit of Government Scheme
- Pension Scheme
- Overdraft facility
Here are the brief details about the PMJDY scheme:-
Interest
Under the Pradhan Mantri Jan Dhan Yojana, the bank gives interest to the money that is deposited in the bank's savings account.
Accidental insurance
Those bank accounts opened under this scheme, they get the benefit of accidental insurance up to Rs 1 lakh free of cost.
But they can claim accidental insurance only if there is a financial or non-financial financial transaction in the insured bank, then they can claim it.
Zero Balance Account
Under this scheme you do not need the money to open a bank account.
You can also open an account without money.
Life insurance
This scheme also gives life insurance and it gets to the account holder.
This life insurance is 30,000 rupees.
A simple change of money
Through this account, you can easily convert money from one place to another.
Through this account, you will get the benefits of all the government schemes directly.
This means that you will get the government scheme directly to you.
Pension scheme
You can easily apply for the pension scheme and insurance plan using this account.
Overdraft facility
Through this account, you can also apply for an overdraft.
If the transaction made in your account is satisfactory for 6 months, then you can apply for overdraft applications.
And remember that overdraft limit has been set on this account. This scheme can only be give overdraft.
TO KNOW ABOUT Eligibility for PMJDY
KNOW ABOUT GOVERNMENT SCHEME AND LATEST UPDATES 2019
PMJDY- How to apply the Prime Minister's Janhanan Yojna online?
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